Canada’s $1,647 Survivor Benefit Coming in June 2025 – Who Qualifies and When Will You Get Paid?

$1647 Survivor Benefit June 2025: Losing a spouse is one of life’s hardest challenges. To help ease the financial strain, the federal government offers the Allowance for the Survivor, providing up to $1,647.34 per month in June 2025 for eligible widowed Canadians. This support bridges the gap until full retirement benefits kick in.

Understanding the $1,647 Survivor Benefit June 2025 is essential for low-income individuals aged 60–64 who have lost their spouse. It helps cover rent, food, medical needs, and bills during a vulnerable period. Below, you’ll find everything you need about eligibility, payment, how to apply, and making the most of this vital support.

$1,647 Survivor Benefit June 2025

Get the key details of the $1,647 Survivor Benefit June 2025 in this snapshot:

Feature	Details
Benefit Name	Allowance for the Survivor
Maximum Monthly Amount	Up to $1,647.34 (Apr–Jun 2025)
Age Requirement	60–64 years old
Marital Status	Widowed, not remarried or in a new common-law relationship
Income Limit	Net income below $29,712 per year
Residency Requirement	At least 10 years in Canada since age 18
Next Payment Date	June 28, 2025
How to Apply	Online via My Service Canada or by mail (Form ISP-3008)

Survivor Benefit

The Allowance for the Survivor is a monthly, tax-free benefit for Canadians aged 60–64 who have lost their spouse and have low income. It provides financial support until the recipient turns 65 and becomes eligible for OAS and GIS. The amount is adjusted every quarter based on inflation and cost of living.

Why It Matters

Financial pressures like rent, groceries, and medications can weigh heavily on widowed seniors. Nearly half of single seniors in Canada live on a low income. This benefit fills a crucial gap for those who are too young for full retirement benefits but struggling to manage daily costs.

Who Can Qualify?

To be eligible for this benefit, you must:

• Be aged 60–64
  
• Be widowed, and not in a new common-law relationship or remarried
  
• Have a net income under $29,712 per year (from all sources)
  
• Have resided in Canada for at least 10 years since turning 18
  
• Not be in federal prison
  
• Sponsored immigrants may still qualify if their sponsor is deceased, bankrupt, or imprisoned
  

Payment Amounts

The full benefit is $1,647.34 per month for April–June 2025—but most recipients get less, based on their income. For example:

• Income $0–$5,000 → Full benefit (~$1,647)
  
• Income ~$12,000 → Around $1,200–$1,300
  
• Income ~$20,000 → Around $800–$1,000
  
• Income near $28,000 → Around $100–$300
  

As your income approaches the $29,712 yearly limit, payments decrease gradually.

Payment Dates

Allowance for the Survivor follows the OAS payment schedule. Payment dates are:

• June 28, 2025
  
• July 29, 2025
  
• August 28, 2025
  
• September 25, 2025
  

Expect your June payment on the 28th—if the date falls on a weekend or holiday, it will go out on the last business day before.

How to Apply

You can apply:

1. Online
   
   • Sign in to your My Service Canada Account
     
   • Select “Apply for Allowance for the Survivor”
     
   • Upload required documents
     
2. By Mail
   
   • Download and complete Form ISP‑3008
     
   • Include proof of age, spouse’s death certificate, and proof of income (like tax return or NOA)
     
   • Mail it to Service Canada
     

When to Apply

Applications can begin the month after you turn 59. If you delay, you can still receive up to 11 months of back payments, but applying early is best. Processing typically takes 6–12 weeks, so it’s wise to apply as soon as you’re eligible.

Real-Life Examples

• Maria, age 62, earns $12,000 a year from part-time work. She applied early and receives about $1,200 monthly—enough to cover rent and bills.
  
• James waited a year, missing six months of payments—nearly $10,000 in total. His situation highlights why early application matters.
  

Expert Tips

• Apply early to secure retroactive payments
  
• File your taxes each year—your benefit depends on income data
  
• Save all application documents and receipts
  
• Use direct deposit for faster, more reliable payments
  
• Consult a financial advisor to understand how other income sources may affect eligibility
  

FAQs

Final Thought

The $1,647 Survivor Benefit June 2025 is a vital resource for widowed Canadians navigating financial uncertainty. Apply as soon as you qualify and keep your income and residency information current to ensure you get the full amount. Share this guide to help others in need, and feel free to share your story or questions below—your experience may help someone else.